2026-01-16
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Digital Wallets & Tokenized Assets
Digital wallets will become "core customer interface" in 2026, enabling clients to hold tokenized deposits, digital assets, and smart contracts alongside traditional accounts....
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Digital Wallets & Tokenized Assets**
Digital wallets will become "core customer interface" in 2026, enabling clients to hold tokenized deposits, digital assets, and smart contracts alongside traditional accounts.[34]
**Status:** Still early-stage pilots. JPMorgan (JPM Coin on public blockchain), Citi (24/7 USD clearing for cross-border), Stripe (Tempo layer-1 blockchain launching 2026) all active. **Adoption remains limited; most initiatives at pilot stage.** This is a 18–36-month horizon opportunity, not immediate.
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