2026-01-20
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A2A Payments: The Wallet-Centric Model Emerges
Account-to-account (A2A) payments and wallet-centric models are becoming the primary interface for digital banking, replacing traditional card-based flows....
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A2A Payments: The Wallet-Centric Model Emerges**
Account-to-account (A2A) payments and wallet-centric models are becoming the primary interface for digital banking, replacing traditional card-based flows.
**Evidence:**
- Digital banking trends: "Transactions as the primary interface"
- "A2A payments, Wero and the wallet-centric model" listed as top 2026 trend
- Tapix report: Customisable dashboards and wallet-centric models as new default
**Strategic Recommendation:**
- Q2 2026: Evaluate A2A payment capabilities
- Investment: Low-Medium ($3-10M)
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## Tier-3 Signals (Monitoring)