Agentic AI: Graduation from Pilots to Production

Agentic AI: Graduation from Pilots to Production** Agentic AI has transitioned from controlled experiments to enterprise-scale deployment. 95% of PE firms and 82% of midsize companies have begun or plan agentic AI implementation in 2026. The world's 50 largest banks collectively announced 160+ use cases in 2025 alone, with 30–50% manual workload reductions demonstrated. **Evidence:** - 44% of finance teams expected to use agentic AI in 2026 (600%+ YoY increase) - Capital One's AI mortgage concierge: single voice prompt handles profiling, financing, dealership coordination - 68% of banks report greatest ROI from back-office AI applications - Stripe's Payments Foundation: $1.4T annually processed with automated fraud detection **Sources:** - https://neurons-lab.com/article/agentic-ai-in-financial-services-2026/ - https://thefinancialbrand.com/news/artificial-intelligence-banking/agentic-ai-in-banking-will-follow-three-tracks-fintechs-lead-in-all-of-them-194760 - https://www.citizensbank.com/corporate-finance/insights/ai-trends-financial-management-2026.aspx **Strategic Recommendation:** - Q1–Q2 2026: Launch 2–3 pilots (compliance automation, portfolio rebalancing, fraud triage) - Establish model governance frameworks aligned with BaFin and EU AI Act - Prioritize back-office applications where 30–50% efficiency gains are defensible ***