Cloud-Native Core Banking: Strategic Migration Accelerating

Cloud-Native Core Banking: Strategic Migration Accelerating** Migration from monolithic legacy to modular, cloud-native systems. 30–50% cost savings over 5–7 years. 3–6 month product launch cycles vs 12–18 months on legacy. M&A acceleration (150+ deals 2025) driving cloud-native adoption. **Evidence:** - 150+ bank M&A deals announced 2025, $21.4B monthly record in October - Cloud-native prerequisite for embedded finance, real-time payments, agentic AI - Leading platforms: Mambu, Thought Machine, 10x Banking, Galileo **Sources:** - https://newgensoft.com/resources/article/cloud-native-core-banking-the-future-of-financial-infrastructure/ - https://www.ibm.com/think/insights/cloud-native-accelerates-banking-innovation - https://www.deloitte.com/us/en/Industries/financial-services/articles/banking-ma-integration-accelerators.html - https://www.10xbanking.com/platform/metacore **Strategic Recommendation:** - Q1 2026: Strategic assessment of vendor partnerships - 18–36 month phased migration (one module at a time) - Align with M&A integration planning ***